Consumer-first health insurance AI

Your insurer denied your claim.
That's their opening move.

ClaimSage reads your EOB, explains exactly why you were charged, and generates a ready-to-send appeal letter citing your state's specific regulations — free.

Fight a denied claim →
78% of denied claims are overturned on appeal
🔒
Your data stays private We don't store uploaded documents. EOBs are processed in memory only and never saved to our servers. Learn how your data is handled →
78%
of administrative claim denials are overturned on appeal
Source: CMS / KFF Marketplace Claims Data
<1%
of denied claims are ever formally appealed — most people give up
Source: KFF ACA Marketplace Appeals Analysis

Health insurance is designed to confuse you

Every year, millions of Americans overpay, miss covered benefits, or accept denied claims they could have won. The system works because most people don't understand their own policies. ClaimSage changes that.

51%
of denied claims are never appealed, even though over half of appeals succeed
$1,000+
average surprise medical bill from out-of-network charges people didn't know to check
80%
of EOBs contain errors that go unnoticed by policyholders
How it works

Three steps to taking control of your coverage

01

Upload your EOB or describe your situation

Snap a photo of your Explanation of Benefits, paste the text, or just describe what happened. ClaimSage reads and understands it in seconds.

02

AI analyzes against state regulations and insurer patterns

ClaimSage cross-references your claim against your state's insurance statutes, your insurer's known denial patterns, and CMS benchmark data.

03

Get a personalized appeal letter, cost breakdown, or benefits summary

Download a ready-to-send appeal letter citing your state's specific regulations, or get a plain-English explanation of exactly what you owe and why.

Free tools

Four ways ClaimSage fights for you

Each tool is free to use. No signup, no credit card.

📄
EOB Reader
Paste or photograph your Explanation of Benefits and get a plain-English breakdown: what was covered, what was denied, why, and exactly what you owe — in under 30 seconds.
✓ Catches billing errors most patients miss
⚖️
Appeal Letter Generator
Get a ready-to-send appeal letter citing your state's insurance statutes and your insurer's own coverage rules. Covers all 50 states with state-specific regulatory citations.
✓ 78% of admin denials overturned on appeal
🏥
Benefits Navigator
Describe your insurance plan and get a clear breakdown of what's covered, what requires prior authorization, and the hidden gotchas your insurer buries in the fine print.
✓ Uncovers benefits you didn't know you had
💰
Cost Estimator
Enter your procedure, insurance type, and location to see your estimated out-of-pocket cost before you book. Includes fair-price benchmarks and in-network vs. out-of-network comparison.
✓ Avoid surprise bills before they happen
🔍
Eligibility Screener
Answer 8 quick questions and find out if you qualify for free or low-cost health coverage — Medicaid, CHIP, Medicare, ACA subsidies, and hospital financial assistance.
✓ Check 5 programs in 2 minutes
🏢
Small Employer Guide
Compare SHOP Marketplace, QSEHRA, and ICHRA for teams under 25. Understand tax credits up to 50%, reimbursement limits, and enrollment — without a broker.
✓ Free coverage assessment included

Health insurance shouldn't require a law degree to understand

ClaimSage exists because the system is rigged against individuals. We're building an AI that tilts it back. Your coverage. Your money. Your advocate.

Start with your EOB — it's free
Not Legal, Medical, or Insurance Advice. ClaimSage provides AI-powered health insurance education and tools. ClaimSage is not a law firm, insurance company, or licensed advisor. Information provided is for educational purposes only and does not constitute legal, medical, or insurance advice. Always consult a licensed professional for guidance specific to your situation.